Net Worth Calculator
Runs locally in your browser. Nothing leaves your device.Calculate net worth from assets and liabilities using quick totals or a detailed category breakdown.
Calculate your net worth from assets and liabilities.
Enter total assets and total liabilities.
Personal planning overview without automatic valuation. Not legal, tax, credit or investment advice.
How it works
- 1
Choose the input mode
Choose quick totals or the detailed breakdown by category.
- 2
Enter assets and liabilities
Enter amounts for each category, optionally with a custom label.
- 3
Review net worth and composition
Review net worth, category shares, and optionally the change from a previous figure.
Good to know
The net worth calculator calculates net worth from assets and liabilities directly in your browser — as quick totals or as a detailed breakdown across nine asset and eight liability categories such as cash, investments, real estate, mortgages, and credit cards.
Calculation runs locally in the browser. Optionally, a previous figure can be compared to see the absolute and relative change over the elapsed days. This is a personal planning overview without legal, tax, credit, or investment advice.
Typical use cases
Create an asset overview by category
Use the detailed breakdown to record cash, investments, real estate, and debts separately and see the composition.
Track net worth development over time
Compare a previous figure with the current one to see the absolute and relative change over the elapsed time.
Tips for better results
Estimate illiquid assets realistically
Valuations for real estate, businesses, and vehicles are often estimates — update them regularly for a realistic picture.
Relative change only with a positive prior value
The relative change cannot be calculated if the previous net worth wasn't positive — in that case, only the absolute change is shown.
Features
Quick or detailed by category
Choose quick totals or a detailed breakdown across nine asset and eight liability categories.
Comparison with a previous figure
See the absolute and relative change in net worth over the elapsed time.
Local and private
All amounts stay on this device.
Frequently asked questions
Is this investment or financial advice?
No. This is a personal planning overview without automatic assessment and without legal, tax, credit, or investment advice.
Is my financial data uploaded?
No. All amounts stay on this device.
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