Net Worth Calculator

Calculate net worth from assets and liabilities using quick totals or a detailed category breakdown.

Calculate your net worth from assets and liabilities.

All amounts stay on this device

Enter total assets and total liabilities.

Personal planning overview without automatic valuation. Not legal, tax, credit or investment advice.

Good to know

The net worth calculator calculates net worth from assets and liabilities directly in your browser — as quick totals or as a detailed breakdown across nine asset and eight liability categories such as cash, investments, real estate, mortgages, and credit cards.

Typical searches include calculate net worth, assets liabilities calculator, and personal wealth. Calculation runs locally in the browser. Optionally, a previous figure can be compared to see the absolute and relative change over the elapsed days. This is a personal planning overview without legal, tax, credit, or investment advice.

Typical use cases

Create an asset overview by category

Use the detailed breakdown to record cash, investments, real estate, and debts separately and see the composition.

Track net worth development over time

Compare a previous figure with the current one to see the absolute and relative change over the elapsed time.

Tips for better results

Estimate illiquid assets realistically

Valuations for real estate, businesses, and vehicles are often estimates — update them regularly for a realistic picture.

Relative change only with a positive prior value

The relative change cannot be calculated if the previous net worth wasn't positive — in that case, only the absolute change is shown.

How it works

Step by step

  1. 1

    Choose the input mode

    Choose quick totals or the detailed breakdown by category.

  2. 2

    Enter assets and liabilities

    Enter amounts for each category, optionally with a custom label.

  3. 3

    Review net worth and composition

    Review net worth, category shares, and optionally the change from a previous figure.

Features

Quick or detailed by category

Choose quick totals or a detailed breakdown across nine asset and eight liability categories.

Comparison with a previous figure

See the absolute and relative change in net worth over the elapsed time.

Local and private

All amounts stay on this device.

Frequently asked questions

Is this investment or financial advice?

No. This is a personal planning overview without automatic assessment and without legal, tax, credit, or investment advice.

Is my financial data uploaded?

No. All amounts stay on this device.

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